Comparison

Gusto vs BambooHR: Payroll Tool or HR System? (2026)

Gusto vs BambooHR with worked costs at 6, 25 and 40 employees. Gusto includes payroll at a published price; BambooHR's payroll is a quote-only add-on.

Verified pricing

Verified Oct 27, 2026
Plan Base Per employee What you get
Simple $49/mo $6/employee/mo
  • Full-service payroll in one state only
  • Unlimited payroll runs
  • Federal, state and local tax filings and payments
  • Basic PTO policies and holiday pay
  • US contractors billed at the per-person rate only in months they are paid
Plus $80/mo $12/employee/mo
  • Multi-state payroll
  • Unlimited next-day pay
  • Time tracking and scheduling
  • Contractor invoice management
  • Everything in Simple
Premium $180/mo $22/employee/mo
  • Unlimited same-day and instant pay (subject to eligibility)
  • Premium account support and HR guidance/tools
  • Gusto Business Compliance included (otherwise $85/mo per state)
  • Remote I-9 and E-Verify included
  • Project-based rules and costing
  • Everything in Plus
Solo (starting price) $49/mo Not verified yet
  • Owner-only businesses with no W-2 employees besides the owner
  • Owner payroll, tax filings and S corp support
  • Contractor payments: +$6 per contractor in months paid
  • Official page says 'starts at $49' without stating the billing period

Visit Gusto

Verified Oct 27, 2026
Plan Base Per employee What you get
Core (flat rate, 25 employees or fewer) $250/mo Included
  • Employee records, custom reports, workflows and dashboards
  • Applicant tracking with up to 5 job openings
  • Time-off management and calendar
  • Benefits tracking (not benefits administration)
  • eNPS and wellbeing surveys
Core (more than 25 employees) Not verified yet $10/employee/mo
  • Same features as Core flat rate
  • Automatic volume discounts based on headcount
Pro (flat rate, 25 employees or fewer) $425/mo Included
  • Everything in Core
  • Performance management: 360 reviews and 1:1s
  • Employee community, recognition and rewards
  • 15 compliance training courses
  • Applicant tracking with up to 25 job openings
Pro (more than 25 employees) Not verified yet $17/employee/mo
  • Same features as Pro flat rate
  • Automatic volume discounts based on headcount
Elite (flat rate, 25 employees or fewer) $650/mo Included
  • Everything in Pro
  • Compensation planning, levels and bands, Mercer salary benchmarking
  • Custom dashboards and HR benchmarks
  • 300+ compliance training courses
  • Applicant tracking with up to 50 job openings
  • 2 hours/year data integrity services and 2 admin training sessions/year
Elite (more than 25 employees) Not verified yet $25/employee/mo
  • Same features as Elite flat rate
  • Automatic volume discounts based on headcount

Visit BambooHR

The fine print

G

The fine print: Gusto

Verified Oct 27, 2026
Monthly minimum
Not verified yet
Setup / implementation fee
None
Contract length
Month-to-month
Early termination fee
None on payroll plans; cancelling after the 5th of the month or after running payroll that month bills the full month

Hidden costs

  • Mid-month cancellation is charged the full month's fees; Service Fees are not prorated (Terms of Service §19, updated Aug 1, 2025)
  • Optional post-cancellation filings: $100 flat for federal forms, $100 per state for state forms, $5 per W-2 or 1099
  • State tax registration via Middesk: $199 per state tax agency account (typically $199-$398 per state); non-refundable once submitted
  • Gusto Business Compliance: $85/mo per state with a 12-month commitment per state (included in Premium)
  • Same-day pay $90 per payroll and instant pay $100 per payroll on Simple and Plus
  • Global contractor payments: $5 per payment to US-based bank accounts; FX rates may vary

Not included in the base plan

  • Multi-state payroll (Plus and up)
  • Next-day pay: $15/mo + $3/mo per person on Simple
  • Time & Attendance Plus: $6/mo per person after free trial on Simple
  • Priority Support: $30/mo + $3/mo per person on Simple and Plus
  • Remote I-9 $20 per submission; E-Verify $5 per submission (included in Premium)
  • Health insurance broker integration: $6/mo per eligible employee
BH

The fine print: BambooHR

Verified Oct 27, 2026
Monthly minimum
$250/mo
Setup / implementation fee
Not verified yet
Contract length
Month-to-month or Extended Term (auto-renews for 12-month terms)
Early termination fee
Extended Term: non-cancelable; remaining fees for the term are owed (ToS §2.3)

Hidden costs

  • Companies with 25 or fewer employees pay a flat monthly rate regardless of headcount: $250 (Core), $425 (Pro), $650 (Elite).
  • Payroll, Benefits Administration, Time & Attendance and Global Employment are separate add-ons with no published price (quote-only).
  • Terms of Service §14.1: the Payroll Service is subject to additional implementation, processing and auxiliary fees (amounts not published).
  • Terms of Service §5.1: no refunds or credits for partial months of service or for implementation costs.
  • Extended Term auto-renews for 12 months unless you give at least 60 days' notice before the term ends (ToS §5.1).
  • Extended Term bills on the Employee Minimum and Product Minimums in your Order Form regardless of actual usage (ToS §5.6).
  • Month-to-month prices can change with at least 60 days' notice, at most once per calendar year per package; no cap on the size of the increase is stated (ToS §5.4).

Not included in the base plan

  • Payroll (US employees only; quote-only)
  • Benefits Administration (US employees only; quote-only)
  • Time & Attendance / Time Tracking (quote-only)
  • Global Employment powered by Remote (quote-only)
  • Performance management (Pro and above)
  • Compensation planning and salary benchmarking (Elite only)

At a glance

Criterion Gusto BambooHR
Lowest published base $49/mo $250/mo
Lowest per-employee rate $6/employee/mo $10/employee/mo
Monthly minimum Not verified yet $250/mo
Setup fee None Not verified yet
Contract Month-to-month Month-to-month or Extended Term (auto-renews for 12-month terms)
Early termination None on payroll plans; cancelling after the 5th of the month or after running payroll that month bills the full month Extended Term: non-cancelable; remaining fees for the term are owed (ToS §2.3)

Gusto vs BambooHR is less of a head-to-head than it looks. Gusto is a payroll company that added HR features; BambooHR is an HR system that sells payroll as a quote-only add-on. If your main job is paying people and you have fewer than 25 employees, Gusto is cheaper and you can see the whole price before signing. If you need applicant tracking, performance reviews and HR reporting, BambooHR does more, and you’ll be quoting payroll separately.

Gusto vs BambooHR: what each one actually sells

Gusto (facts from its pricing page):

  • Simple: $49/month + $6 per person, full-service payroll in one state only.
  • Plus: $80/month + $12 per person, adds multi-state payroll, next-day pay, time tracking and scheduling.
  • Premium: $180/month + $22 per person, adds HR guidance and tools, compliance service, same-day pay.
  • Unlimited payroll runs and tax filings on every plan. Health insurance with no Gusto admin fee. Month-to-month, free setup.

BambooHR (facts from its pricing page):

  • Core: flat $250/month for 25 or fewer employees, or $10 per employee above that. Records, reporting, workflows, applicant tracking (5 openings), time off, benefits tracking, surveys.
  • Pro: $425 flat or $17 per employee. Adds 360 reviews, 1:1s, recognition, compliance training, 25 job openings.
  • Elite: $650 flat or $25 per employee. Adds compensation planning and salary benchmarking.
  • Payroll, Benefits Administration and Time & Attendance are add-ons with no published price (add-ons).

Notice what is missing from each list. Gusto’s pricing page lists no applicant tracking, performance reviews or engagement surveys. BambooHR’s plans list no payroll at all. That gap is the whole decision.

Gusto vs BambooHR pricing at 6, 25 and 40 employees

Monthly list price, before taxes, benefits premiums and add-ons. BambooHR payroll can’t be included because it isn’t published.

PlanRuns payroll?6 employees25 employees40 employees
Gusto Simple (one state)Yes$85 ($49 + 6 × $6)$199 ($49 + 25 × $6)$289 ($49 + 40 × $6)
Gusto PlusYes$152 ($80 + 6 × $12)$380 ($80 + 25 × $12)$560 ($80 + 40 × $12)
BambooHR CoreNo$250 flat$250 flat$400 (40 × $10)
BambooHR ProNo$425 flat$425 flat$680 (40 × $17)
BambooHR Core + Gusto PlusYes$402$630$960

Three things the table shows (our reading):

  1. At 6 employees, BambooHR Core alone costs more than Gusto Plus, and Gusto Plus runs payroll in every state. BambooHR’s flat rate means a 6-person team pays $41.67 per employee for HR software; a 25-person team pays $10.
  2. At 25, the HR-only gap closes. BambooHR Core ($250) is cheaper than Gusto Plus ($380), but you’d still need to add BambooHR’s payroll quote, or pay for a second tool.
  3. At 40, BambooHR scales per employee. Its FAQ quotes Core at $10.25 rather than the $10 on its plan card, which would make it $410; it also mentions automatic volume discounts. Either way, add payroll on top.

BambooHR advertises 15% off when Payroll and Benefits Administration are bundled with a plan. That’s 15% off a number it doesn’t publish. Its terms also say payroll carries “additional implementation, processing, and auxiliary fees” (§14.1 of the terms of service), with no amounts. Ask for those in writing.

Can you use Gusto and BambooHR together?

Technically yes, which is why “Gusto vs BambooHR” can be the wrong framing: some teams want BambooHR’s HR side and Gusto’s payroll. But the current state of the connection matters.

BambooHR’s own page says an integration with Gusto exists, but Gusto is no longer listed as a partner in its marketplace, BambooHR isn’t updating it, and it may be discontinued at any time (BambooHR). According to that page:

  • After an initial two-way sync, data flows one way, from BambooHR to Gusto.
  • Active employees sync one-to-one; termination dates sync and mark the employee as dismissed in Gusto.
  • Multiple EINs aren’t supported.
  • Retroactive compensation changes don’t sync and must be entered in both systems.

Gusto’s own help article on third-party integrations doesn’t list BambooHR, and it says listed integrations are managed by the third party, not Gusto (Gusto support).

Our view: the pairing still works on paper for simple setups, but you’re relying on an integration neither vendor is actively supporting. If you want an HR platform with Gusto’s payroll underneath, note that HiBob says its native US payroll is powered by Gusto’s payroll engine (HiBob announcement). HiBob’s prices aren’t published; we cover it in BambooHR alternatives.

The contract fine print

Gusto is month-to-month on payroll plans. Cancel after the 5th of a month, or after running payroll that month, and you’re billed for the full month; fees aren’t prorated (§19 of the terms; cancellation help). If you need Gusto to file forms after you leave, it charges $100 for federal forms, $100 per state and $5 per W-2 or 1099.

BambooHR has two terms (terms of service):

  • Month-to-month: cancel any time, effective at the end of that subscription month (§2.3). Prices can rise with 60 days’ notice, at most once a year per package, with no stated cap (§5.4).
  • Extended Term: non-cancelable, remaining fees owed if you leave (§2.3). Auto-renews for 12 months unless you give 60 days’ notice before the end (§5.1). Billed on the minimums in your Order Form regardless of usage (§5.6).
  • No refunds for partial months or implementation costs (§5.1). Data download available for 30 days after termination (§2.5).

If a BambooHR rep offers a better rate for an Extended Term, that’s the trade: price for flexibility.

Time tracking and benefits

Two areas where the packaging differs more than the features (all facts from the vendors’ pricing pages):

  • Time tracking. Gusto Plus and Premium include time tracking and scheduling; on Simple it’s an add-on at $6 per person per month after a free trial. BambooHR’s Time & Attendance is a separate add-on with no published price.
  • Benefits. BambooHR Core includes benefits tracking, not benefits administration. Benefits Administration is a quote-only add-on for US employees. Gusto offers health insurance through its brokers with no Gusto admin fee; if you keep your own broker, the broker integration costs $6 per eligible employee per month.

Our view: if you need time tracking and benefits for a team under 25, Gusto Plus covers both on one published bill. With BambooHR you’d be collecting three quotes: payroll, benefits and time.

BambooHR vs Gusto: where Gusto wins

  • Published total price. You can price Gusto for your headcount without a sales call.
  • Payroll included. Unlimited runs and tax filings on every plan.
  • Small teams. No flat minimum; a 6-person team pays for 6 people.
  • Benefits. Health insurance with no Gusto admin fee.

BambooHR vs Gusto: where BambooHR wins

  • HR depth. Applicant tracking, performance reviews (Pro), compensation planning (Elite), surveys and HR reporting.
  • Teams of 25 or more with someone whose job is HR.
  • Reputation for usability. Capterra reviewers frequently praise its ease of use and support (Capterra).

What breaks in each

Gusto. Reviewers on Capterra and Trustpilot repeatedly describe slow or scripted support and difficulty escalating issues (Trustpilot; Capterra). Simple is limited to one state, so multi-state employers start at Plus. Some reviewers say costs climb with headcount and key features sit in higher tiers.

BambooHR. The most common complaint on Capterra is basic or rigid reporting and limited workflow customization (Capterra). Some Trustpilot reviewers say payroll didn’t work as described in sales and needed manual workarounds, and describe price increases and hard-to-reach support (Trustpilot). And its payroll covers US employees only.

Which to pick: decision rules

  • Fewer than 25 employees, payroll is the job: Gusto. Simple if you’re in one state, Plus if you’re not.
  • 25 or more employees, a dedicated HR person, hiring regularly: BambooHR, and get the payroll quote, including implementation and processing fees, before you sign.
  • You want BambooHR’s HR and Gusto’s payroll: budget for both (from $402/month at 6 people), test the integration, and expect some double entry.
  • You’d sign an Extended Term: only if you’re confident you’ll stay 12 months, and calendar the 60-day notice date.

If neither fits, see Gusto vs Rippling for the platform route, or our guide to switching payroll providers before you move.

If payroll cost worries you more than HR features, compare QuickBooks Payroll pricing and the low-cost options in our free payroll software guide.

Bottom line

Gusto vs BambooHR comes down to whether you’re buying payroll or an HR system. For most teams under 25, Gusto does the job for less, at a price you can see. BambooHR earns its cost when HR work, not payroll, is what’s eating your week. Our sources and checks are on the methodology page.

What breaks in each

G Gusto: the honest ledger

What works

  • Published, self-serve pricing for every payroll plan
  • Month-to-month with no long-term contract on payroll plans
  • Unlimited payroll runs and automatic federal, state and local tax filing on all plans
  • No Gusto administration fee on health insurance offered through Gusto; employer pays premiums only
  • Capterra rating of 4.6/5 from 4,233 reviews (checked 2026-10-27)

What breaks

  • Simple, the cheapest plan, is limited to payroll in one state
  • Full month charged on mid-month cancellation; fees are not prorated
  • Reviewers on Capterra and Trustpilot frequently mention slow or scripted support and difficulty escalating issues
  • Some Capterra reviewers say costs climb with headcount and key features sit in higher tiers
  • Contractor-only plan closed to new customers on Oct 1, 2026

BH BambooHR: the honest ledger

What works

  • HR-first platform: per-plan feature lists and per-employee prices are published on the vendor's pricing page.
  • Month-to-month terms are available; on month-to-month you can cancel at any time, effective at the end of the subscription month (ToS §2.3).
  • BambooHR advertises 15% off when Payroll and Benefits Administration are bundled with any plan (US employees only), plus 15% off for registered nonprofits.
  • Capterra reviewers frequently praise ease of use and customer service (4.6/5 average across 3,653 reviews when checked on 2026-10-27).
  • Payroll add-on files federal, state and local taxes and calculates overtime for all 50 US states, according to BambooHR.

What breaks

  • Payroll is not included in any plan and its price is not published; you must request a quote.
  • Small teams pay a flat minimum: a 5-person company pays the same $250/month for Core as a 25-person company.
  • Extended Term contracts are non-cancelable and auto-renew for 12 months unless cancelled 60 days ahead.
  • Reviewers on Capterra most often mention basic or rigid reporting and limited customization of workflows.
  • Some Trustpilot reviewers describe price increases, hard-to-reach support and difficulty getting refunds after payroll did not meet expectations.

Frequently asked questions

Gusto vs BambooHR: which is cheaper?

For small teams, Gusto. At list price, Gusto Plus for 6 people is $152 a month ($80 + 6 × $12) and includes payroll. BambooHR Core is a flat $250 a month for 25 or fewer employees and includes no payroll; its payroll add-on is quote-only. At 40 employees BambooHR Core is $400 on its plan-card rate, still before payroll, versus $560 for Gusto Plus with payroll.

Does BambooHR integrate with Gusto?

There is an integration, but BambooHR says Gusto is no longer listed as a partner in its marketplace and the integration is not being updated. After the first sync, data flows one way, from BambooHR to Gusto. It doesn't support multiple EINs, and retroactive pay changes must be entered in both systems. BambooHR says it may discontinue it at any time.

Is BambooHR a payroll company?

No. BambooHR is an HR information system (HRIS). Its Core, Pro and Elite plans cover employee records, time off, applicant tracking and, on higher tiers, performance and compensation. Payroll is a separate add-on for US employees only, with no published price. BambooHR's terms say payroll carries additional implementation, processing and auxiliary fees, without stating amounts.

Can Gusto replace BambooHR?

For payroll, benefits, PTO and time tracking, yes. For a full HR system, usually not. Gusto's pricing page lists basic PTO policies, time tracking and scheduling, and HR guidance on Premium, but no applicant tracking, performance reviews or engagement surveys. If those are why you use BambooHR, Gusto alone won't cover them.

Which has better contract terms, Gusto or BambooHR?

Gusto is month-to-month on all payroll plans, though cancelling after the 5th of a month bills the full month. BambooHR offers month-to-month, cancelable at the end of any month, or an Extended Term that is non-cancelable and auto-renews for 12 months unless you give 60 days' notice. On paper, both month-to-month options are flexible; the Extended Term is the one to read closely.

Should I use Gusto and BambooHR together?

Only if you need BambooHR's HR depth and want Gusto's published payroll price. Together they cost $402 a month at list for 6 people (BambooHR Core $250 + Gusto Plus $152), which is more than either alone. The integration between them is no longer maintained by BambooHR, so test it, or plan for some double entry.