Pricing

QuickBooks Payroll Pricing 2026: Real Cost by Tier

QuickBooks Payroll pricing, verified Oct 2026: $50 + $7 per employee up to $134 + $17. Totals at 5, 15 and 40 employees, extra-state fees and exit costs.

Verified pricing

QB

QuickBooks Payroll (QuickBooks Workforce)

Source: quickbooks.intuit.com ↗
Verified Oct 27, 2026
Plan Base Per employee What you get
Workforce Payroll (formerly Payroll Core) $50/mo $7/employee/mo
  • List price shown; 50% off base for first 3 months excluded
  • Next-day direct deposit (run by 5:00 PM)
  • Automated payroll taxes and forms; 1 state tax filing included
  • Unlimited 1099-MISC/1099-NEC e-filing
  • Sold with QuickBooks Online accounting in the bundle checkout
Workforce Premium $88/mo $13/employee/mo
  • List price shown; 50% off base for first 3 months excluded
  • Same-day direct deposit for employees (run by 7 AM PT)
  • QuickBooks Time Premium included
  • Expert review of payroll setup
  • Automated I-9s; weekend phone and chat support
  • Everything in Workforce Payroll
Workforce Elite $134/mo $17/employee/mo
  • List price shown; 50% off base for first 3 months excluded
  • Tax penalty protection up to $25,000 per year (conditions apply)
  • Full payroll setup by an expert
  • QuickBooks Time Elite included
  • No additional-state filing fee listed (the $12/state fee applies only to Payroll and Premium)
  • Everything in Workforce Premium
Contractor Payments (contractors only) $25/mo Not verified yet
  • List price shown; 50% off base for first 3 months excluded
  • Includes 20 contractors, then +$2 per additional contractor
  • Unlimited contractor payments and 1099 e-filing
  • Next-day contractor deposit costs an additional fee (amount not published)

Visit QuickBooks Payroll (QuickBooks Workforce)

Verified Oct 27, 2026
Plan Base Per employee What you get
Simple $49/mo $6/employee/mo
  • Full-service payroll in one state only
  • Unlimited payroll runs
  • Federal, state and local tax filings and payments
  • Basic PTO policies and holiday pay
  • US contractors billed at the per-person rate only in months they are paid
Plus $80/mo $12/employee/mo
  • Multi-state payroll
  • Unlimited next-day pay
  • Time tracking and scheduling
  • Contractor invoice management
  • Everything in Simple
Premium $180/mo $22/employee/mo
  • Unlimited same-day and instant pay (subject to eligibility)
  • Premium account support and HR guidance/tools
  • Gusto Business Compliance included (otherwise $85/mo per state)
  • Remote I-9 and E-Verify included
  • Project-based rules and costing
  • Everything in Plus
Solo (starting price) $49/mo Not verified yet
  • Owner-only businesses with no W-2 employees besides the owner
  • Owner payroll, tax filings and S corp support
  • Contractor payments: +$6 per contractor in months paid
  • Official page says 'starts at $49' without stating the billing period

Visit Gusto

Verified Oct 27, 2026
Plan Base Per employee What you get
Payroll Essentials $49/mo $6/employee/mo
  • Full-service payroll for W-2 employees and 1099 contractors, unlimited pay runs
  • Multi-state payroll at no additional cost
  • Federal, state and local tax filings plus year-end W-2s and 1099s
  • Employee self-service, onboarding and state new-hire reporting
  • Free account setup and historical data migration
  • Phone, email and chat support

Visit OnPay

Verified Oct 27, 2026
Plan Base Per employee What you get
Basic Payroll $17/mo $4/employee/mo
  • Unlimited payrolls and auto payroll
  • Free direct deposit (standard 4-day; 2-day for qualifying customers)
  • Free employee portal
  • Contractor payments
  • Payroll reports
  • You file and deposit payroll taxes yourself
Full Service Payroll $37/mo $5/employee/mo
  • Everything in Basic Payroll
  • Federal, state and local tax filings and deposits
  • Year-end filings (940, 941, W-2, W-3) at no additional fee
  • Free 1099 e-filing
  • Filing in all 50 states; additional states $12/month each

Visit Patriot Software

The fine print

QB

The fine print: QuickBooks Payroll (QuickBooks Workforce)

Verified Oct 27, 2026
Monthly minimum
Not verified yet
Setup / implementation fee
Not verified yet
Contract length
Month-to-month
Early termination fee
None stated; cancellation takes effect at end of billing period with no pro-rated refund

Hidden costs

  • Each additional state costs $12/month on Workforce Payroll and Workforce Premium; 1 state filing included
  • Promotional 50% discount applies only to the base price for 3 months, not to per-employee or state filing fees
  • Contractor direct deposit payments are billed at $7/$13/$17 per month by tier, the same as employees (per Intuit disclosures)
  • Intuit charges $150 to prepare year-end filings and/or W-2s after you cancel Workforce
  • Next-day direct deposit for contractors is an extra fee (amount not published)
  • Background checks start at $29.99 per report

Not included in the base plan

  • Same-day direct deposit (Premium and Elite)
  • Time tracking (included only in Premium and Elite)
  • Expert setup review (Premium) and full expert setup (Elite)
  • Tax penalty protection up to $25,000/year (Elite only)
  • Weekend phone and chat support (Premium and Elite)
  • Benefits administration (Premium and Elite; requires 20+ employees)
G

The fine print: Gusto

Verified Oct 27, 2026
Monthly minimum
Not verified yet
Setup / implementation fee
None
Contract length
Month-to-month
Early termination fee
None on payroll plans; cancelling after the 5th of the month or after running payroll that month bills the full month

Hidden costs

  • Mid-month cancellation is charged the full month's fees; Service Fees are not prorated (Terms of Service §19, updated Aug 1, 2025)
  • Optional post-cancellation filings: $100 flat for federal forms, $100 per state for state forms, $5 per W-2 or 1099
  • State tax registration via Middesk: $199 per state tax agency account (typically $199-$398 per state); non-refundable once submitted
  • Gusto Business Compliance: $85/mo per state with a 12-month commitment per state (included in Premium)
  • Same-day pay $90 per payroll and instant pay $100 per payroll on Simple and Plus
  • Global contractor payments: $5 per payment to US-based bank accounts; FX rates may vary

Not included in the base plan

  • Multi-state payroll (Plus and up)
  • Next-day pay: $15/mo + $3/mo per person on Simple
  • Time & Attendance Plus: $6/mo per person after free trial on Simple
  • Priority Support: $30/mo + $3/mo per person on Simple and Plus
  • Remote I-9 $20 per submission; E-Verify $5 per submission (included in Premium)
  • Health insurance broker integration: $6/mo per eligible employee
OP

The fine print: OnPay

Verified Oct 27, 2026
Monthly minimum
Not verified yet
Setup / implementation fee
None
Contract length
No fixed term; either party may terminate with 30 days' prior written notice (ToS §10)
Early termination fee
None stated in Terms of Service; 30 days' written notice required

Hidden costs

  • Per-person fee counts anyone included in a pay run that month, even with $0 hours or earnings
  • Year-end forms mailed by OnPay cost $10 per form (self-print is free)
  • State tax registration through the Middesk integration: $199 per withholding account, $199 per unemployment account, $250 for Secretary of State registration in 4 states
  • Terms of Service allow additional fees for repeat correction requests ('special handling') and reimbursement of costs of requested amendments (§7(B)(iv), §9(B))
  • Unpaid amounts can accrue finance charges of 1.5% per month (18% per year) (ToS §4(B))
  • Direct deposit is a 2-day or 4-day turnaround depending on OnPay's risk assessment; no paid next-day or same-day option is published

Not included in the base plan

  • HR tools: $15/mo + $2 per worker
  • Time tracking: $15/mo + $4 per worker
  • Compliance Resources: $10/mo
  • Live HR Support: $65/mo
  • Health insurance, workers' comp and 401(k) premiums (no OnPay admin fee)
PT

The fine print: Patriot Software

Verified Oct 27, 2026
Monthly minimum
Not verified yet
Setup / implementation fee
None
Contract length
Month-to-month (cancel anytime)
Early termination fee
None stated; cancel anytime in-app, charges prorated to active days

Hidden costs

  • Additional state filing on Full Service: $12 per month per state.
  • 1099 e-filing on Basic Payroll: $20 for 1 to 5 forms, then $2 per additional form, capped at $80 (free on Full Service).
  • Company payroll return (insufficient funds): $50; employee credit return: $10; account-correction request: $7.50.
  • Funding payroll by incoming wire: $15 per wire; by instant payment: $5 per payment.
  • Premium Support: $37 per past or future month of tax deposits/filings; amended returns $100/quarter (Q1 to Q3) and $150 (Q4); data corrections quoted by complexity.
  • Late payments accrue interest at the lesser of 1.5% per month or the legal maximum, plus collection costs (Terms §12).
  • Base price is charged even in months you don't run payroll.

Not included in the base plan

  • Payroll tax filing and deposits (Full Service only)
  • HR Software add-on: $6/month + $2 per employee
  • Time & Attendance add-on: $6/month + $2 per employee
  • Free 1099 e-filing (Full Service only)

At a glance

Criterion QuickBooks Payroll Gusto OnPay Patriot Software
Lowest published base $25/mo $49/mo $49/mo $17/mo
Lowest per-employee rate $7/employee/mo $6/employee/mo $6/employee/mo $4/employee/mo
Monthly minimum Not verified yet Not verified yet Not verified yet Not verified yet
Setup fee Not verified yet None None None
Contract Month-to-month Month-to-month No fixed term; either party may terminate with 30 days' prior written notice (ToS §10) Month-to-month (cancel anytime)
Early termination None stated; cancellation takes effect at end of billing period with no pro-rated refund None on payroll plans; cancelling after the 5th of the month or after running payroll that month bills the full month None stated in Terms of Service; 30 days' written notice required None stated; cancel anytime in-app, charges prorated to active days

QuickBooks Payroll costs $50 a month plus $7 per employee on its cheapest tier, $88 plus $13 on Premium and $134 plus $17 on Elite. Those are list prices from Intuit’s pricing and disclosures pages, checked October 27, 2026. Intuit now sells the product as QuickBooks Workforce, so the tiers formerly called Payroll Core, Premium and Elite are now Workforce Payroll, Workforce Premium and Workforce Elite. For a 15-person, single-state team that works out to $155, $283 or $389 a month.

QuickBooks Payroll pricing: what the numbers mean

The headline offer is “50% off for 3 months.” It applies only to the base price, not to per-employee fees, per-contractor fees or state filing fees, according to Intuit’s products page. The 30-day free trial covers only the base price too. In dollars, the promo saves $75 on Workforce Payroll ($25 × 3 months), $132 on Premium and $201 on Elite. On a $1,860-a-year bill that’s real money, but not a reason to pick a tier (our view).

We checked these figures on October 27, 2026 on Intuit’s main pricing page, the bundle checkout and the payroll disclosures: all showed $7, $13 and $17 per employee. Some older cached versions of the pricing page circulated lower per-employee rates, so confirm the figure on your own checkout screen before you buy.

Also note Intuit’s disclosures say pricing is subject to change without notice. A June 2026 Intuit Community thread complains about an upcoming Elite per-worker increase.

What each QuickBooks Workforce tier adds

Workforce Payroll ($50 + $7). Full-service payroll with automated tax filings and forms, one state filing included, unlimited 1099 e-filing, and next-day direct deposit if you run payroll by 5:00 PM.

Workforce Premium ($88 + $13). Everything above, plus:

  • Same-day direct deposit for employees if you run payroll by 7:00 AM PT
  • QuickBooks Time Premium for time tracking
  • An expert review of your payroll setup
  • Automated I-9s and weekend phone and chat support

Workforce Elite ($134 + $17). Everything in Premium, plus:

  • Full payroll setup by an expert
  • QuickBooks Time Elite
  • Tax penalty protection up to $25,000 a year

The penalty protection has conditions. You need automated taxes and forms turned on, and you must send Intuit the notice within 15 days of its date (disclosures).

Benefits administration on Premium and Elite requires 20 or more employees, per Intuit’s products page.

QuickBooks Payroll Core vs Premium: is the upgrade worth it?

The upgrade costs $38 more in base fee plus $6 per employee. That’s $68 a month at 5 employees, $128 at 15 and $278 at 40.

Our decision rule: Premium pays for itself if you would otherwise buy a separate time-tracking tool and you value same-day deposit or weekend support. If you track hours on paper or in a spreadsheet and Friday deposits are fine, Workforce Payroll already includes next-day deposit, which several competitors charge extra for. Elite’s $25,000 penalty protection is insurance. It’s worth it if a single tax notice would hurt you more than about $1,270 a year at 15 employees ($106 a month), the gap between Premium and Elite.

QuickBooks payroll cost at 5, 15 and 40 employees

List price, before taxes and add-ons, single state, monthly:

EmployeesWorkforce Payroll ($50 + $7)Workforce Premium ($88 + $13)Workforce Elite ($134 + $17)
5$50 + $35 = $85$88 + $65 = $153$134 + $85 = $219
15$50 + $105 = $155$88 + $195 = $283$134 + $255 = $389
40$50 + $280 = $330$88 + $520 = $608$134 + $680 = $814

Over a year, the 15-person team pays $1,860, $3,396 or $4,668. The per-employee fee drives the bill: at 40 employees it is 85% of the Workforce Payroll total. If you expect to grow, model next year’s headcount, not this year’s.

The extra costs in the QuickBooks payroll fine print

  • Additional states: $12 a month per state on Workforce Payroll and Premium; one state is included. A 15-person team with employees in three states pays $155 + $24 = $179 on the cheapest tier.
  • Contractors on an employee plan: contractor direct deposit payments are billed at the same $7, $13 or $17 tier rate as employees.
  • Contractor Payments (contractors only): $25 a month including 20 contractors, then $2 per additional contractor (Intuit). Thirty contractors costs $25 + $20 = $45. Next-day contractor deposit is an extra fee Intuit does not publish.
  • Background checks: from $29.99 per report.
  • QuickBooks Online accounting: sold separately (see below).
  • Leaving: no annual contract and no stated cancellation fee. Cancellation takes effect at the end of the billing period with no pro-rated refund. If you need Intuit to prepare year-end filings or W-2s after you cancel, that’s $150 (Intuit help). Our guide to switching payroll providers covers how to time a move so you avoid that fee.

Do you need QuickBooks Online? (QBO payroll vs payroll only)

Intuit’s bundle checkout runs “Pick a payroll plan, Add accounting, Checkout,” and the pricing page links to “Get payroll only.” Intuit’s help center documents payroll-only Workforce subscriptions. One help article tells Desktop users to buy one, and the usage-limits article says payroll-only subscribers get 5 billable users.

So on paper you can buy QuickBooks payroll without QuickBooks Online accounting. What we could not confirm without completing a checkout is whether payroll-only is priced the same as the figures above. If you don’t use QuickBooks for your books, the main argument for QuickBooks Payroll, data flowing straight into your ledger, mostly disappears (our view).

QuickBooks Payroll vs Gusto, OnPay and Patriot on price

Published list prices for full-service payroll, single state, monthly:

EmployeesQuickBooks Workforce Payroll ($50 + $7)Gusto Simple ($49 + $6)OnPay ($49 + $6)Patriot Full Service ($37 + $5)
5$85$79$79$62
15$155$139$139$112
40$330$289$289$237

On price alone QuickBooks is the most expensive of the four at every size. Two details change the picture:

  • Deposit speed. QuickBooks includes next-day direct deposit on its cheapest tier. Gusto Simple charges $15 a month + $3 per person for next-day pay (Gusto), which brings it to $199 at 15 employees, above QuickBooks. OnPay runs on a 2- or 4-day schedule with no faster option published. Patriot’s standard is 4 days, with 2-day for qualifying customers.
  • Multiple states. Gusto Simple covers one state only, so a two-state team needs Gusto Plus at $80 + $12 ($260 at 15 employees). QuickBooks adds $12 ($167). Patriot also adds $12 ($124). OnPay includes multi-state at no extra cost ($139).

Our read: if you live in QuickBooks Online and want next-day pay without add-ons, the premium over Gusto is small. If you just want the lowest full-service price in one state, Patriot is cheaper at every size we modeled. If you pay people in several states, OnPay’s flat price is hard to beat. The full head-to-head is in Gusto vs QuickBooks Payroll. If even $62 a month is too much, see what’s realistic in our free payroll software guide.

What breaks with QuickBooks Payroll

Beyond price, reviewers on Capterra often mention slow support, long holds and agents without much payroll-tax depth. They also mention frequent price increases and older filings that are hard to find. Some report pre-tax deduction calculations that needed manual fixes. These are user reports, not our test results. They’re consistent enough to factor in if your payroll has 401(k) or HSA deductions.

Bottom line

  • List prices: $50 + $7, $88 + $13 or $134 + $17 per month. That’s $155, $283 or $389 for 15 employees.
  • The promo halves only the base fee, for 3 months.
  • Extra states cost $12 each on the two lower tiers.
  • Leaving costs no fee, but you get no refund for the partial month and pay $150 for post-cancellation year-end forms.
  • Choose it if your books are in QuickBooks Online and next-day deposit matters.
  • Skip it if you’re price-first in one state (Patriot) or multi-state on a budget (OnPay).

How we check these figures is on our methodology page.

What breaks in each

QB QuickBooks Payroll (QuickBooks Workforce): the honest ledger

What works

  • Published list prices for all three Workforce tiers
  • Next-day direct deposit on the cheapest tier; same-day on Premium and Elite
  • Native fit for businesses already on QuickBooks Online accounting
  • Elite includes tax penalty protection up to $25,000 per year (conditions apply)
  • No annual contract; cancel anytime per Intuit checkout

What breaks

  • Intuit disclosures state terms and pricing are 'subject to change without notice'; a June 2026 Intuit Community thread complains of an Elite per-worker price increase
  • Extra $12/month per additional state on the two cheaper tiers
  • No pro-rated refund on cancellation and $150 fee for Intuit-prepared year-end forms after cancelling
  • Capterra reviewers frequently mention slow support, long holds and agents lacking payroll-tax depth
  • Capterra reviewers mention frequent price increases and costs rising with headcount

G Gusto: the honest ledger

What works

  • Published, self-serve pricing for every payroll plan
  • Month-to-month with no long-term contract on payroll plans
  • Unlimited payroll runs and automatic federal, state and local tax filing on all plans
  • No Gusto administration fee on health insurance offered through Gusto; employer pays premiums only
  • Capterra rating of 4.6/5 from 4,233 reviews (checked 2026-10-27)

What breaks

  • Simple, the cheapest plan, is limited to payroll in one state
  • Full month charged on mid-month cancellation; fees are not prorated
  • Reviewers on Capterra and Trustpilot frequently mention slow or scripted support and difficulty escalating issues
  • Some Capterra reviewers say costs climb with headcount and key features sit in higher tiers
  • Contractor-only plan closed to new customers on Oct 1, 2026

OP OnPay: the honest ledger

What works

  • One published payroll price ($49 + $6 per person) with multi-state included
  • No charge for off-cycle runs or for cancelling a pay run (OnPay help center)
  • No implementation fees and free data migration
  • No fixed contract term; 30 days' written notice to leave
  • Capterra rating of 4.8/5 from 470 reviews (checked 2026-10-27)

What breaks

  • Standard direct deposit takes 2 or 4 business days; no faster paid option is published
  • Several Trustpilot reviewers report late or incorrect tax filings that led to penalties and slow fixes
  • Capterra reviewers mention limited built-in time tracking and scheduling without paid add-ons or integrations
  • Terms of Service cap OnPay's liability at six months of fees
  • Some Trustpilot reviewers report slow ticket responses and difficulty reaching a live person

PT Patriot Software: the honest ledger

What works

  • Published prices with no setup fees, according to Patriot's pricing page.
  • Cancel anytime in-app; billing is prorated to the days the product was active.
  • Year-end W-2/W-3/940/941 filings included in Full Service at no extra fee.
  • Free, US-based support by phone, email and chat, according to Patriot.
  • Capterra reviewers rate Patriot 4.8/5 across 3,968 reviews (checked 2026-10-27), often praising support and ease of use.

What breaks

  • Standard direct deposit takes 4 days; 2-day is only for qualifying customers.
  • Patriot does not handle payments or integrations for garnishments, child support, or retirement plans other than its 401(k) integration.
  • Form 943 (agricultural employers) is not handled on Full Service Payroll.
  • Reviewers on Capterra frequently ask for more state and local tax reports and better 1099 handling.
  • Some Capterra reviewers mention the payroll lead time and fees for faster funding.

Frequently asked questions

How much does QuickBooks Payroll cost per month?

At list price, Workforce Payroll (formerly Payroll Core) is $50 a month plus $7 per employee, Workforce Premium is $88 plus $13, and Workforce Elite is $134 plus $17, per Intuit's pricing and disclosures pages on October 27, 2026. A 10-person team on the cheapest tier pays $120 a month. Extra states cost $12 a month each on the two lower tiers.

What is the difference between QuickBooks Payroll Core and Premium?

Core is now called Workforce Payroll. Premium adds same-day direct deposit for employees (run by 7 AM PT), QuickBooks Time Premium for time tracking, an expert review of your payroll setup, automated I-9s and weekend phone and chat support. It costs $38 more in base fee and $6 more per employee, so the gap is $128 a month at 15 employees.

Can you buy QuickBooks Payroll without QuickBooks Online?

Intuit's help center documents payroll-only Workforce subscriptions, and its usage-limits article says payroll-only subscribers get 5 billable users. The pricing page links to a 'payroll only' option, and checkout treats accounting as a separate step. We did not complete a checkout, so we can't confirm whether a payroll-only subscription is priced differently from the list prices above.

Does QuickBooks Payroll charge for additional states?

Yes, on two of three tiers. Intuit's disclosures say one state tax filing is included and each additional state costs $12 a month on Workforce Payroll and Workforce Premium. The fee is not listed for Elite. For comparison, OnPay includes multi-state payroll at no extra cost and Patriot charges $12 per extra state on Full Service.

Is QuickBooks Payroll cheaper than Gusto?

Not at list price for single-state payroll. At 15 employees, QuickBooks Workforce Payroll is $155 a month and Gusto Simple is $139. QuickBooks includes next-day deposit on that tier, which costs extra on Gusto Simple. For multi-state payroll the picture flips: Gusto requires its $80 + $12 Plus plan, while QuickBooks adds $12 per extra state.

What does it cost to cancel QuickBooks Payroll?

There is no annual contract and no stated cancellation fee. Cancellation takes effect at the end of the billing period with no pro-rated refund. Intuit keeps your payroll data accessible for one year, but charges $150 to prepare year-end filings or W-2s after you cancel, so cancelling mid-year has a built-in cost.